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Consumer Club


About Consumer Club


The Consumer Club is an innovative service that allows you Anytime Access to your credit information whilst giving you the opportunity to enjoy benefits that are only available to subscribing members.

The more you know about credit information the better you are equipped to maintain a healthy credit lifestyle. The Consumer Club is designed to create a credit worthy society with responsible credit healthy lifestyles. The club holds extensive benefits for its members as well as a platform for members to inquire and discuss credit and other related matters.


Anytime Access to your Credit Report

When you subscribe to Credit4Life for a once off fee of R99.00 you get immediate access to your Credit Report, anytime for a year. This will enable you to review your credit exposure as often as you like, and to use this information to effectively manage you debt.

Subscription Process


1. Register

2. Join the Consumer Club

3. Make payment

4. Once payment is received, you will receive a welcome message

5. Login and access your information


Benefits of joining the Consumer Club

Once off R99 per year!
All year access to your Customised Credit Report
Online / Mobile Dispute Logging
Notification when critical information changes on your credit report

Special Account Invites
Credit Help Services
Protection against irresponsible marketing





As a valued Consumer Club member you automatically qualify for great  discounts, services and benefits through our partners.


FREE access to credit help services


Such as judgement rescission and settlement discounts

Critical change notification


Consumer Club members get FREE notifications when critical information on your credit report changes via sms or email.






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Consumer Club

About Consumer Club
Anytime Access to your Credit Report

Benefits of Consumer Club


XDS (Pty) Ltd

Physical address
7 St David’s Office Park
St David’s Place
Parktown Johannesburg

Postal address
PO Box 30987
Braamfontein 2017

Tel:0860 937 000
Fax:0866 266 442
Email: info@credit4life.co.za



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