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FREE Credit Report



The National Credit Act stipulates the every consumer is entitled to at least 1 FREE copy of their credit report every year. XDS through Credit4Life gives effect to to your right and allows you to access your Credit Report. 

Credit4Life gives you more than 1 Free Credit Report, you can have 30 days free access to your credit information 


Step 1: Complete your personal and contact details,

Step 2: Complete your identity authentication process,

Step 3: Create your login details, and

Step 4: Log into the website with the credentials set by you. You will be able to view your Credit Report in an easy to understand format to help you better understand your credit status.


View Sample Report


Here's how to enjoy at least 3 months FREE access to your Credit Reports for yourself!

  1. Simply click on the "Claim FREE Credit Report" button and complete the registration form to get 1 month's FREE access to your Credit Report. Registration is FREE but critical in you receiving the correct copy of your Credit Report.

  2. Opt-In for FREE and receive a FREE month's access to your Credit Report. By choosing to receive information only pertaining to your interest, you will not receive unwanted emails and SMS's.

  3. Further protect your identity by choosing "Protect Me" and enjoy another FREE month's access to your Credit Report. This is a FREE, innovative and new method of protecting yourself against identity theft and fraud.


So that's how you can score up to 3 months FREE access to your Credit Report. Alternatively you can purchase additional access for R14,99 per month's access or simply join our Consumer Club and get a full year's access to your Credit Report as well as more amazing benefits for only R99,99 per annum




Join the XDS Consumer Club now and get unlimited access to your credit report. You also get amazing benefits


click here to learn more


Knowledge Centre


Find out all you need to know about how to conduct a healthy credit lifestyle. Read up on credit information and laws or get a qualified XDS consultant to assist you in your queries.


click here to learn more


How do I get a Judgement rescinded?


Understand the procedures to be followed in terms of South African law to get a judgement rescinded.  You may rescind a judgement on your own OR with the assistance of an attorney.


click here to learn more






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XDS (Pty) Ltd

Physical address
7 St David’s Office Park
St David’s Place
Parktown Johannesburg

Postal address
PO Box 30987
Braamfontein 2017

Tel:0860 937 000
Fax:0866 266 442
Email: info@credit4life.co.za



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