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About Credit4Life 


Credit4Life  is an easy to use interactive service designed for you. Our FREE access areas allows you to gain valuable credit education and awareness that empowers you in your credit decisions and account management. Knowing your credit score and understanding it will help your decision when purchasing a home, motor vehicle, furniture or applying for retail store accounts.



The National Credit Act gives consumers the right to access their credit Information. Credit4Life is designed to provide you with a channel through which you may obtain your credit information. You may then challenge any inaccurate information on your Credit Report.



Accessing your credit report more frequently enables you to track how well you are managing your credit agreements. The Consumer Club, a subscription service from Credit4Life, gives you unlimited access to your credit information during the subscription period (24/7/365).



As a subscribing member, you will enjoy savings through our many discount and voucher offerings, get notifications when critical information on your credit report changes and FREE access to credit help services and much more.


Register for FREE and access your Credit Report with a full month FREE access or subscribe now for only R99,00 per annum and get a full year's access to your credit information.






Benefits of Credit4Life

Annual Free Credit Report
Credit Report when you like - R14.99
Online / Mobile Dispute Logging
Credit Help Services

Debt Check
Free Debt Counseling Assessment
Assistance with Settlement
Discounts or instalment reduction
Discounted Judgment





Get 1 month FREE unlimited access to your Credit Report


When you request your FREE Credit Report or choose to buy your Credit Report.


click here to learn more


Join the XDS Consumer Club now and score amazing benefits


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Enhance your identity protection with XDS Protect Me


Complete on registration and get an additional month’s free access to your Credit Report


click here to learn more






About credit4life
Benefits of credit4life


Terms & Conditions

Privacy Policy

Site Map


Knowledge Centre

Useful Credit Information
Related Links


Credit Report

What is a Credit Score?
How to improve your score?
Adverse Records
Account Summary
Dispute Information
Consumer Rights


FREE Credit Report

Get 1 Month Access FREE
View Your Credit Summary

View/Update Your Personal Information



Consumer Club

About Consumer Club
Anytime Access to your Credit Report

Benefits of Consumer Club


XDS (Pty) Ltd

Physical address
7 St David’s Office Park
St David’s Place
Parktown Johannesburg

Postal address
PO Box 30987
Braamfontein 2017

Tel:0860 937 000
Fax:0866 266 442
Email: info@credit4life.co.za



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