Credit4Life
This is the Consumer Division of XDS, (Pty) Ltd, a registered Credit Bureau.
Credit4Life is committed to empowering Consumers and will strive to ensure that
consumers become Credit Aware and take on a credit lifestyle in a responsible way.
The Consumer Club is a subscription service of Credit4Life

Credit4Life is powered by Xpert Decision Systems (Pty) Ltd (XDS), the largest 100%
independently black-owned credit bureau in South Africa. XDS delivers innovative,
user-friendly and affordable information solutions and technologies that are used
in all aspects of Credit provisioning.
XDS has credit bureaus in emerging markets such as Ghana,Nigeria and Zimbabwe. XDS
has also been involved with projects in Uganda, Kenya, Tanzania, United Arab Emirates,
Australia and Namibia - positioning XDS as a uniquely South African company with
a solid international track record.
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You have the RIGHT to 1 FREE Credit Report per year
Claim your RIGHT to know your credit score and to correct any inaccuracies that
may be affecting your credit score.
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Critical change notification
Consumer Club members get FREE notifications when critical information on your credit
report changes via sms or email.
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How can I correct inaccuracies in my Credit Report?
The National Credit Act gives you the RIGHT to challenge the accuracy of the information
in your Credit Report.
A Credit Bureau must resolve inaccuracies within 20 working days
click here to learn about the dispute
process
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